Georgia’s debt limitation periods run six years for simple written contracts, four years for open accounts, and four years for contracts for the sale of goods, with a written new promise capable of starting a fresh period.
Texas sets a four-year limitations period for suits on consumer debt. How accrual works, what expiration does and does not do, and the 2019 no-revival rule for purchased debt.
Florida’s limitation periods for consumer debt run 5 years on written contracts, 4 years on open accounts, 3 years on hospital medical debt, and 20 years on a Florida judgment. Where the clock starts and what restarts it.