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Consumer Issues

FDCPA, FCRA disputes, lemon laws, contractor complaints, and consumer protection procedures.

Does Georgia’s Lemon Law Cover Used Cars? As-Is Sales and Options

October 1, 2026September 28, 2026 by Rachel Monroe

Georgia’s Lemon Law applies only to new vehicles. Here is what an as-is used car sale does to a buyer’s rights and which claims survive it.

Categories Consumer Issues, Lemon Laws

California Mechanics Lien Rules for Contractors and Owners

October 1, 2026September 28, 2026 by Rachel Monroe

A California mechanics lien secures payment for labor and materials with a recorded claim against the improved property. The preliminary notice, the recording deadlines, the 90-day enforcement lawsuit, and the owner’s release procedures each run on their own clock.

Categories Consumer Issues, Mechanic's Liens

What the California Consumer Legal Remedies Act Protects

October 1, 2026September 28, 2026 by Rachel Monroe

The Consumers Legal Remedies Act declares 29 deceptive practices unlawful in California consumer sales and leases. A damages claim requires a written notice and a 30-day correction window before filing.

Categories Consumer Issues, Filing Complaints

Texas Mechanics Lien Deadlines and Filing Requirements

October 1, 2026September 28, 2026 by Rachel Monroe

A Texas mechanics lien runs on calendar months. Who holds lien rights, the notice and affidavit deadlines for commercial and residential projects, the homestead rules, and the one-year foreclosure window.

Categories Consumer Issues, Mechanic's Liens

Statute of Limitations on Debt Collection in Ohio: 6 Years

October 1, 2026September 28, 2026 by Rachel Monroe

Ohio sets a six-year limit on suing over most consumer debts. The period starts thirty days after the last charge or payment, and a later payment restarts it.

Categories Consumer Issues, Debt Collection

California Unfair Competition Law and What Section 17200 Bans

September 30, 2026September 27, 2026 by Rachel Monroe

Business and Professions Code ยง 17200 prohibits unlawful, unfair, and fraudulent business acts and practices, along with misleading advertising. The statute limits private plaintiffs to injunctions and restitution, requires a loss of money or property, and sets a four-year filing window.

Categories Consumer Issues, Filing Complaints

California Lemon Law: Qualifying, Refunds, and Replacements

September 30, 2026September 27, 2026 by Rachel Monroe

Which vehicles the California lemon law covers, the repair history that triggers the statutory presumption, and what a manufacturer owes when it buys a vehicle back.

Categories Consumer Issues, Lemon Laws

Florida Lemon Law: How to Qualify for a Refund or Replacement

October 1, 2026September 27, 2026 by Rachel Monroe

How Chapter 681 of the Florida Statutes works: which vehicles qualify, the 24-month rights period, the three-attempt and 30-day tests, the written notice to the manufacturer, how the refund is calculated, and the arbitration board deadlines.

Categories Consumer Issues, Lemon Laws

Texas Statute of Limitations on Debt Collection: The 4-Year Rule

October 1, 2026September 27, 2026 by Rachel Monroe

Texas sets a four-year limitations period for suits on consumer debt. How accrual works, what expiration does and does not do, and the 2019 no-revival rule for purchased debt.

Categories Consumer Issues, Debt Collection

Texas Lemon Law Rules for a Refund or Replacement

September 30, 2026September 26, 2026 by Rachel Monroe

The Texas lemon law lets an owner ask the state to order a refund or a replacement when a warranted defect survives repeated repair attempts. Here are the qualifying tests, the deadlines, and the limits on what an order can award.

Categories Consumer Issues, Lemon Laws

Georgia Lemon Law: How to Qualify for a Refund or Replacement

October 1, 2026September 26, 2026 by Rachel Monroe

The Georgia Lemon Law gives owners of defective new vehicles a path to a refund or a replacement: a 24-month or 24,000-mile rights period, a set number of repair attempts, a written final repair notice, and free state-operated arbitration.

Categories Consumer Issues, Lemon Laws

Statute of Limitations on Debt in Florida: Time Limits by Debt Type

October 1, 2026September 26, 2026 by Rachel Monroe

Florida’s limitation periods for consumer debt run 5 years on written contracts, 4 years on open accounts, 3 years on hospital medical debt, and 20 years on a Florida judgment. Where the clock starts and what restarts it.

Categories Consumer Issues, Debt Collection
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