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Consumer Issues

FDCPA, FCRA disputes, lemon laws, contractor complaints, and consumer protection procedures.

North Carolina Consumer Protection: Your Rights Under State Law

October 11, 2026October 8, 2026 by Rachel Monroe

An orientation to consumer protection in North Carolina: the Unfair and Deceptive Trade Practices Act, debt collection rules, the lemon law, how to file a complaint, and the deadlines that apply.

Categories Consumer Issues, Debt Collection

Illinois Statute of Limitations on Debt Collection Lawsuits

October 8, 2026October 7, 2026 by Rachel Monroe

How long Illinois debt collectors have to sue, when the limitations clock restarts, and how to use the statute of limitations as a defense if you are sued.

Categories Consumer Issues, Debt Collection

Filing a Georgia Mechanics Lien: Claim, Notice, Deadlines

October 8, 2026October 7, 2026 by Rachel Monroe

A step-by-step look at how contractors, subcontractors, and suppliers record and enforce a mechanics lien in Georgia, including the 90-day filing window and the 365-day deadline to sue.

Categories Consumer Issues, Mechanic's Liens

Statute of Limitations on Debt in Michigan: The 6-Year Rule

October 5, 2026October 4, 2026 by Rachel Monroe

Michigan gives creditors six years to sue on most consumer debts. This article explains the limitation period, when the clock starts, what makes a debt time-barred, what can restart it, and the separate ten-year clock on court judgments.

Categories Consumer Issues, Debt Collection

How to File a Complaint with the Michigan Attorney General

October 5, 2026October 3, 2026 by Rachel Monroe

Filing a consumer complaint with the Michigan Attorney General’s Consumer Protection Team: how to submit it online or by mail, how mediation works, and when another agency is the right place to go.

Categories Consumer Issues, Filing Complaints

Does Michigan’s Lemon Law Cover Used Cars? Warranty and As-Is Rules

October 5, 2026October 3, 2026 by Rachel Monroe

Michigan’s lemon law applies only to new vehicles under the manufacturer’s warranty. A used-car buyer relies on dealer warranties, federal law, and the FTC Buyers Guide instead.

Categories Consumer Issues, Lemon Laws

How to File an Arizona Registrar of Contractors Complaint

October 3, 2026October 2, 2026 by Rachel Monroe

The Arizona Registrar of Contractors investigates written complaints against licensed contractors. Here is the two-year filing deadline, how the process works, and when the $30,000 Residential Contractors’ Recovery Fund applies.

Categories Consumer Issues, Contractor Disputes

Michigan Consumer Protection Act: Rights, Remedies, Complaints

October 5, 2026October 2, 2026 by Rachel Monroe

A plain-language guide to consumer protection law in Michigan: the practices the Consumer Protection Act bans, the damages and attorney fees it allows, the exemption that narrows it, related buyer protections, and the complaint channels that enforce them.

Categories Consumer Issues, Filing Complaints

Filing a Consumer Complaint With the Pennsylvania Attorney General

October 2, 2026 by Rachel Monroe

A step-by-step look at filing a consumer complaint with the Pennsylvania Attorney General’s Bureau of Consumer Protection, including what the office can and cannot do, how to submit online or by mail, and what happens after you file.

Categories Consumer Issues, Filing Complaints

Illinois New Vehicle Buyer Protection Act: Eligibility and Filing

October 3, 2026October 2, 2026 by Rachel Monroe

How the Illinois New Vehicle Buyer Protection Act works: which new vehicles and buyers it covers, when a defect qualifies, the refund-or-replacement remedy, and the 18-month deadline to sue.

Categories Consumer Issues, Lemon Laws

New York Wage Garnishment: Income Execution Limits and How to Stop It

October 2, 2026October 1, 2026 by Rachel Monroe

New York wage garnishment runs through an income execution under CPLR 5231. Here is how much of a paycheck it can reach, which income is exempt, and how to stop or reduce it.

Categories Consumer Issues, Debt Collection

Arizona Towing Laws: Your Rights When Your Car Is Towed

October 2, 2026October 1, 2026 by Rachel Monroe

How Arizona law governs police impounds, private-property tows, the cost to get a vehicle back, and the deadlines to request a poststorage hearing.

Categories Consumer Issues, Filing Complaints
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