Suing Under the Arizona Consumer Fraud Act
The Arizona Consumer Fraud Act (A.R.S. § 44-1522) lets consumers sue over deceptive sales. What it covers, who can sue, the one-year deadline, and how state enforcement differs.
Consumer Issues
FDCPA, FCRA disputes, lemon laws, contractor complaints, and consumer protection procedures.
How to Stop Debt Collector Calls in Florida
Two laws limit debt collector calls in Florida: the state FCCPA and the federal FDCPA. This covers when collectors can call, how to make them stop in writing, and what you can recover when they break the rules.
California Identity Theft: How to File a Police Report
California identity theft victims can file a police report their local agency must accept under Penal Code 530.6, alongside a free FTC report, and use both to block fraudulent accounts on their credit file.
Illinois Consumer Protection Laws: Rights and Enforcement
A plain-language guide to Illinois consumer protection laws: the Consumer Fraud and Deceptive Business Practices Act, narrower statutes for cars, home repair, and debt, how to file an Attorney General complaint or a lawsuit, and the deadlines and remedies that apply.
Wage Garnishment in Illinois: Limits, Exemptions, and How to Stop It
How much of your paycheck an Illinois creditor can take, what income and property is exempt, and the ways to reduce or stop a wage garnishment.
California Rosenthal Act: Debt Collection Rights You Have
The Rosenthal Fair Debt Collection Practices Act is California’s debt collection law. It bans harassment and false statements, covers original creditors, and lets consumers recover damages, a penalty, and attorney fees for violations.
How to Sue a Contractor in California for Bad Work
A step-by-step look at suing a California contractor for defective work, including court choice, deadlines, license rules, and what to do before filing.
Statute of Limitations on Debt in Arizona: Time Limits by Type
How long a creditor or collector has to sue on a debt in Arizona, broken down by debt type, when the clock starts, what revives it, and how time-barred debt works.
Stopping Debt Collector Calls in Ohio: Your FDCPA Rights
A written cease-contact letter under the FDCPA is the most direct way to stop debt collector calls in Ohio. Here is how the letter works, what call limits apply, and how to enforce them through the CFPB and the Ohio Attorney General.
Canceling a Door-to-Door Sale in Florida: Your 3-Day Right
Florida’s Home Solicitation Sales Act gives buyers three business days to cancel a door-to-door sale of more than $25. This article covers who qualifies, how to send a valid written cancellation notice, how the deadline is counted, and what to do if the seller refuses.
Illinois Used Car Lemon Law: The 15-Day Powertrain Warranty
Illinois has no lemon law for used cars. Dealers must instead give a 15-day or 500-mile powertrain warranty under 815 ILCS 505/2L. Here is what it covers, which cars qualify, and the steps a buyer follows when a covered part fails.
How to File a Florida Consumer Complaint With FDACS
A step-by-step look at filing a consumer complaint with Florida’s FDACS Division of Consumer Services, the state’s central clearinghouse for consumer grievances.