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Consumer Issues

FDCPA, FCRA disputes, lemon laws, contractor complaints, and consumer protection procedures.

How to Sue a Contractor in Georgia for Bad Work

October 8, 2026September 30, 2026 by Rachel Monroe

What it takes to sue a Georgia contractor over defective or unfinished work: the available claims, the filing deadlines, the right court, and the Fair Business Practices Act demand letter.

Categories Consumer Issues, Contractor Disputes

Illinois Statute of Limitations on Debt: Time Limits by Type

October 8, 2026September 30, 2026 by Rachel Monroe

A plain-language guide to the statute of limitations on debt in Illinois: the 10-, 5-, and 4-year time limits by debt type, when the clock starts, what restarts it, and how a time-barred debt works as a defense to a collection lawsuit.

Categories Consumer Issues, Debt Collection

How to Remove or Release a Mechanics Lien in California

October 1, 2026September 30, 2026 by Rachel Monroe

The three ways California law provides to clear a mechanics lien from a property’s title: a recorded release, a court petition after the enforcement deadline expires, or a lien release bond.

Categories Consumer Issues, Mechanic's Liens

Canceling a Door-to-Door Sales Contract in Georgia

October 1, 2026September 30, 2026 by Rachel Monroe

Georgia relies on the federal FTC Cooling-Off Rule for a three-day right to cancel most door-to-door sales. Here is how to cancel and where state law adds more.

Categories Consumer Issues, Filing Complaints

Massachusetts Used Car Lemon Law: Dealer Warranty and Refunds

October 1, 2026September 30, 2026 by Rachel Monroe

Massachusetts requires used car dealers to warranty vehicles sold for $700 or more with under 125,000 miles. Here is how the mileage-based warranty, repair attempts, refunds, and OCABR arbitration work.

Categories Consumer Issues, Lemon Laws

Answering a Florida Debt Collection Lawsuit: Deadlines and Defenses

October 1, 2026September 30, 2026 by Rachel Monroe

How to respond to a debt collection lawsuit in Florida: reading the summons, the 20-day answer deadline, the small claims pretrial track, common defenses, and what a default judgment sets in motion.

Categories Consumer Issues, Debt Collection

How to File a Florida Construction Lien

October 1, 2026September 30, 2026 by Rachel Monroe

A step-by-step look at filing a construction lien under Florida’s Construction Lien Law: eligibility, the Notice to Owner, preparing and recording the Claim of Lien, and the deadlines that keep the lien enforceable.

Categories Consumer Issues, Mechanic's Liens

Virginia Consumer Protection Act: What It Bans and How to Sue

October 2, 2026September 30, 2026 by Rachel Monroe

How Virginia’s Consumer Protection Act works: the deceptive practices it prohibits, the damages and fees a consumer can recover, where to file, and the two-year deadline to sue.

Categories Consumer Issues, Filing Complaints

Florida Contractor Complaints and the CILB Discipline Process

October 2, 2026September 30, 2026 by Rachel Monroe

How to bring a complaint about a licensed Florida contractor to the Construction Industry Licensing Board, what the board can penalize, and how the Recovery Fund pays unpaid claims.

Categories Consumer Issues, Contractor Disputes

Arizona Consumer Protection Laws: Rights, Agencies, and Remedies

October 3, 2026September 30, 2026 by Rachel Monroe

An orientation to Arizona consumer protection: the Consumer Fraud Act, the agencies that enforce it, the deadlines that apply, and the routes for filing a complaint or a lawsuit.

Categories Consumer Issues, Filing Complaints

How to File a New York Attorney General Complaint

October 2, 2026September 30, 2026 by Rachel Monroe

A step-by-step look at filing a consumer complaint with the New York Attorney General, including where to submit it, what to include, and what the Consumer Frauds Bureau can and cannot do.

Categories Consumer Issues, Filing Complaints

Canceling a Door-to-Door Sale in California: 3-Day Right

October 1, 2026September 30, 2026 by Rachel Monroe

How California’s 3-day right to cancel works for door-to-door sales: who qualifies, the deadline, how to send a valid cancellation, and the seller’s 10-day refund duty.

Categories Consumer Issues, Filing Complaints
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