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Consumer Issues

FDCPA, FCRA disputes, lemon laws, contractor complaints, and consumer protection procedures.

New York Consumer Protection: Your Rights and How to Enforce Them

October 2, 2026September 30, 2026 by Rachel Monroe

An overview of New York consumer protection law: the General Business Law deceptive-practices statute, the state agencies that enforce it, the industry-specific laws that layer on top, and how consumers file complaints or bring their own claims.

Categories Consumer Issues, Filing Complaints

Illinois Attorney General Complaints: How to File and What Happens

October 1, 2026September 30, 2026 by Rachel Monroe

A step-by-step look at filing a consumer complaint with the Illinois Attorney General, the office’s mediation and enforcement powers, and the deadlines that apply to a private lawsuit.

Categories Consumer Issues, Filing Complaints

Answering a Debt Collection Lawsuit in Georgia

October 1, 2026September 30, 2026 by Rachel Monroe

A debt collection lawsuit in Georgia is answered within 30 days of service. This covers which court hears the case, what an answer contains, the defenses commonly raised, and what a default judgment means.

Categories Consumer Issues, Debt Collection

Virginia Consumer Protection Laws: Your Rights and Remedies

October 2, 2026September 30, 2026 by Rachel Monroe

A plain-language guide to Virginia consumer protection laws: what the Virginia Consumer Protection Act bans, what consumers can recover, the deadline to sue, and how the Attorney General enforces the rules.

Categories Consumer Issues, Filing Complaints

Illinois Car Repossession Laws: Your Rights and How to Respond

October 2, 2026September 30, 2026 by Rachel Monroe

When an Illinois lender can repossess a financed car, the breach-of-peace limit on self-help repossession, the notice and sale rules, redemption, and how deficiency balances work.

Categories Consumer Issues, Debt Collection

California Debt Collection Laws: How to Stop Collector Calls

October 1, 2026September 30, 2026 by Rachel Monroe

How California’s Rosenthal Act and the federal FDCPA limit collection calls, what a written cease-contact notice does, and what a collector owes when it keeps calling anyway.

Categories Consumer Issues, Debt Collection

Florida Contractor Lawsuit: Suing for Defective or Bad Work

October 1, 2026September 30, 2026 by Rachel Monroe

A plain-language guide to a Florida contractor lawsuit for defective or unfinished work, covering the required 60-day notice, deadlines, courts, and damages.

Categories Consumer Issues, Contractor Disputes

California Department of Consumer Affairs Complaint Process

October 1, 2026September 30, 2026 by Rachel Monroe

A complaint to the California Department of Consumer Affairs goes to the board or bureau that licenses the profession. Here is how to route it, what to include, and what the board can do.

Categories Consumer Issues, Filing Complaints

Chapter 93A: Massachusetts Consumer Protection Law

October 1, 2026September 30, 2026 by Rachel Monroe

Chapter 93A is the Massachusetts Consumer Protection Act. It bans unfair or deceptive business practices and lets consumers and businesses recover double or triple damages plus attorney’s fees.

Categories Consumer Issues, Filing Complaints

How to Report a Contractor in Georgia: Where Complaints Go

October 1, 2026September 29, 2026 by Rachel Monroe

Georgia handles contractor complaints through three separate channels, the State Licensing Board for Residential and Commercial General Contractors, the Attorney General’s Consumer Protection Division, and magistrate court. Each has different powers and different limits.

Categories Consumer Issues, Contractor Disputes

How to File a Complaint Against a Contractor in Ohio

September 30, 2026September 29, 2026 by Rachel Monroe

Ohio contractor complaints split between the Attorney General, the local building department, and the licensing board for five trades. Where each one goes, what each can do, and how the estimate and cancellation rules apply.

Categories Consumer Issues, Contractor Disputes

Wage Garnishment in Ohio: The 25% Cap and the 5-Day Hearing

October 1, 2026September 29, 2026 by Rachel Monroe

Ohio caps garnishment of personal earnings at 25% of disposable pay and protects wages below thirty times the federal minimum wage. A 15-day written demand comes first, and the debtor has five business days to request a hearing.

Categories Consumer Issues, Debt Collection
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