FDCPA, FCRA disputes, lemon laws, contractor complaints, and consumer protection procedures.
A Georgia mechanics lien runs on a 90-day filing clock and a 365-day enforcement clock. Who holds lien rights, what notices have to change hands, and the four ways a recorded lien comes back off the title.
Answering a debt collection lawsuit in Texas means filing a written answer before the deadline on the citation. Justice courts give 14 days; district and county courts run on the Monday-after-20-days rule. This covers the deadlines, what an answer contains, the defenses that are waived if left out, and what a default judgment means.
A California attorney general consumer complaint reaches the Public Inquiry Unit only when no licensing board covers the business. How the routing works, which specialized units take privacy and price-gouging reports, and what the office produces afterward.
The Florida Consumer Collection Practices Act lists 19 prohibited collection practices, sets contact-hour limits, and gives debtors a private right of action worth actual damages plus up to $1,000.
The Florida New Motor Vehicle Arbitration Board decides Lemon Law disputes in three-member panels run by the Attorney General’s office. Here is how eligibility screening, hearings, decisions, and appeals work.
California’s statute of limitations on debt is four years for written contracts, credit cards, and book accounts, and two years for oral agreements. This article covers when the clock starts, what restarts it, what collectors can do after it expires, and how the deadline is raised in a lawsuit.
A California Contractors State License Board complaint is free, filed in writing with the registrar, and subject to a four-year deadline for visible problems and ten years for hidden structural defects. What the board can do, what it cannot, and where the money actually comes from.
Georgia gives collectors six years to sue on a written contract and four years on an open account. This covers when the clock starts, what restarts it, and how an expired deadline is raised in a collection case.
Texas bars wage garnishment for ordinary consumer debts under the state constitution. Child support, spousal maintenance, defaulted federal student loans, and federal tax debt are the exceptions, and federal law caps how much each can take.
Georgia’s Lemon Law runs as a four-step administrative process through the Attorney General’s Consumer Protection Division. This article covers eligibility, the repair-attempt thresholds, the final repair opportunity notice, the written repurchase demand, and the deadline for state-operated arbitration.
Florida calls a mechanics lien a construction lien. Chapter 713 sets the notice, recording, and enforcement deadlines that decide whether the lien survives.
The Georgia Attorney General’s Consumer Protection Division takes complaints online, on a printed form, and by phone. What the division handles, what it cannot do, and what happens after a complaint is filed.